Retirement & Financial Planning in Tampa
West Financial Group helps Tampa retirees and pre-retirees protect their savings, plan for taxes and healthcare, and turn what they've saved into income they can count on.
A Retirement Plan Built for Tampa
From the Riverwalk and South Tampa to the neighborhoods north of downtown, Tampa has become home to more and more retirees — and the questions change once it's time to start living off what you've saved.
We work with Tampa families and their neighbors around the bay, including Clearwater, Westchase, and Carrollwood — clear guidance, no market gambling with money you can't afford to lose, and a plan built around your income needs.
Also serving nearby:
Retirement Planning Services for Tampa Retirees
Every recommendation starts with your goals — not a product.
Retirement Income Planning
A clear strategy for turning savings into reliable monthly income.
Learn MoreFixed Index Annuities
Growth potential tied to a market index, with your principal protected.*
Learn MoreHealthcare & Medicare Cost Planning
Preparing for one of retirement's biggest and least predictable expenses.
Learn MoreSocial Security Timing
Understanding your claiming options and how timing affects your income.
Learn More401(k) & IRA Rollover Guidance
Making sense of your options when leaving an employer plan.
Learn MoreWhy Tampa Families Choose West Financial
Fixed and fixed index annuities keep your principal shielded from market downturns.
On our fixed and fixed index annuity products, compensation comes directly from the insurance company — not from you.
We'll tell you when the best move is to leave things alone — even when that means no new product.
An A+ BBB rating and 120 five-star Google reviews from the families we've worked with.
Tampa Retirement Planning FAQ
Do you have an office in Tampa?
Our office is in Wildwood, near The Villages. We work with Tampa Bay clients by phone at (352) 461-0645, and you're welcome to meet with us in person at our office or at one of our seminars.
What's the difference between a fixed annuity and a fixed index annuity?
A fixed annuity pays a set interest rate for a set period. A fixed index annuity credits interest based partly on a market index, up to a cap — so you get some upside potential while your principal stays protected from market losses.* Both have surrender periods, which we'll explain before you decide.
How can I lower my taxes in retirement?
Timing IRA withdrawals, Roth conversions, and coordinating Social Security can all make a difference. We'll show you how the pieces fit together — and we recommend reviewing any tax decision with your CPA or tax professional.
Is there a cost for a consultation?
No. Your first consultation is free and there's no obligation. On fixed and fixed index annuities, we're compensated by the insurance company — not by you.
What should I bring to a first meeting?
Recent statements for your retirement accounts, annuities, and insurance policies, plus your Social Security estimate if you have one. Don't worry if you don't have everything — we can start with what you have.
Ready to Plan Your Retirement in Tampa?
Schedule a free, no-obligation consultation by phone, or join us at an upcoming seminar in The Villages.
*Applies to fixed and fixed index annuity products only. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Not all products or strategies are suitable for every individual — a licensed professional can help determine what's appropriate for your situation.
